Before you offer your employee the option to choose a super fund, you must inform them about the fund you'll pay their super into if they can't or don't choose their own super fund. This can be done at the same time as Step 2.

You can pay super contributions into your employer-nominated fund (also known as a default fund) if your employee:

• doesn’t choose a super fund
• started on or after 1 November 2021
• doesn’t have a stapled fund (as advised by the ATO).

The default super fund you use must be:

• a complying fund that meets specific regulatory requirements and obligations under super law
• registered by the Australian Prudential Regulation Authority (APRA) to offer a MySuper product.

To make sure your super fund meets these requirements, check the ATO register of complying super funds at Super Fund Lookup. You can also contact the trustee or an authorised representative of the super fund.

You should contact the super fund you've chosen before offering it as a default super fund on the Superannuation standard choice form (Standard choice form).

You provide your employee with the details of this default super fund in Section B of the Standard choice form.