If you sell your products and services offline, you may consider using a payment processor that you can connect to your mobile phone to accept credit card payments from your customers. Some examples are Square, GoPayment (Quick/books), and PayPal Here.

Different payment processors will have different setup instructions. Usually you’ll get a card reader and download their app onto your mobile phone. Many of them work with both chip and magnetic-only cards. Most payment processors give you functions such as manually entering payment information and sending email receipts to your customers.

They have different payment options but many of them have per transaction fees.

Not all processors offer the same functions and connectivity. It’s important to check if the payment processor will connect to your particular mobile device. You may want to check if you can link the information from your payment processor to your accounting software saving you valuable time. Also consider where the payment processor will deposit the money from your sales transactions. It’s also important to check how secure their network is and the level of customer support they provide.

Do your research to find a payment processor that provides what you need and at right price for your business.